Frühstart-Rente · state-funded from 2027
What 10 € a month could become for your child — calculated honestly.
The honest Frühstart-Rente calculator shows your partial result instantly. You get the full report by email — including the one question that really matters: what difference does a small top-up make?
4,8★ · 233 reviews §34d & §34f GewO personal Berlin
Gifted by the state
1.440 €
12 years × 10 €/month
And with compound interest over the years it can become a multiple of that. Calculate it for your child →
Explained in 20 seconds
What is the Frühstart-Rente?
From 2027 the state gifts your child money for retirement every month. What it can really become, and why even a small top-up makes the difference: here in 20 seconds.
Your Frühstart calculator
In four short steps you see what could become of your child’s starting capital — no sign-up, with transparent assumptions.
Non-binding model calculation · not investment advice · draft status 12/2025
Family guide
Want to understand it properly first?
The Frühstart-Rente — explained honestly for parents. Articles, examples and how to pass the knowledge on to your child. No sales pressure, just clarity.
Advice that fits your life
Honest, clear and on equal terms. Even when the truth is uncomfortable.
From tenant to owner
Into your own home sooner — with financing that fits your life.
More net from gross
Where are you paying too much, where can you save tax and use state subsidies?
Needs analysis & digital overview
Your full financial picture — neatly structured and available digitally anytime.
Provision for your child
Use the Frühstart-Rente cleverly and make a real difference with a small top-up.